AssetPay is the merchant of record for your payments — cards, Apple Pay, Google Pay and stablecoins through one checkout, with fraud, chargebacks, compliance and settlement handled for you. Low and high-risk verticals welcome.
TXk4…Qz9fAs your merchant of record, AssetPay sits between your customer and your bank account — carrying the processing, compliance, and dispute burden so your team doesn't have to.
One hosted checkout, their preferred method
The heavy lifting happens here — not on your team
Clean money, one feed, no payment ops
| What you get | Typical gateway | AssetPay MoR |
|---|---|---|
| Card & wallet acceptance | ||
| Stablecoin acceptance (USDT / USDC) | ||
| Chargeback liability & dispute handling | ||
| Fraud & risk operations | ||
| KYB, AML & regulatory burden | Stays with you | Handled by AssetPay |
| FX, treasury & settlement | Stays with you | Fiat or stablecoin payouts, T+3 |
| High-risk vertical underwriting |
A unified merchant of record for low and high-risk merchants — accept cards, Apple Pay, Google Pay and crypto payments through a single API, with stablecoins settlement.
Global acceptance for Visa, Mastercard, Apple Pay and Google Pay. 3D Secure supported. Multi-currency processing in 17 fiat currencies across low and high-risk verticals.
Virtual IBAN accounts for seamless bank transfers. Local and international payment collection through dedicated VIBAN infrastructure.
Settle in USDC or USDT for speed and efficiency. Card and crypto revenues can be consolidated into stablecoin payouts — reducing FX friction.
High-risk processing only works with serious controls. Every transaction passes through layered defences — built into the platform, not bolted on.
Velocity, pattern, and profile screening on every transaction before authorisation — tuned per vertical and per merchant.
Issuer authentication on card payments shifts fraud liability and lifts approval rates — applied intelligently, not on every transaction.
Crypto deposits are accepted only from the official USDT and USDC contracts on each chain — an exact-match check on every incoming transaction.
Dispute alerts, evidence collection, and representment workflow in the dashboard — with monitoring to keep your ratios scheme-safe.
Sanctions and wallet screening, transaction monitoring, and SAR-ready reporting — the same standard described in our AML Policy.
Address-locked crypto payouts, configurable reserves, and settlement holds that protect both sides when something looks wrong.
AssetPay processes payments across the full risk spectrum — from standard e‑commerce to specialist high-risk verticals.
Online retail, subscriptions, and digital services
Booking platforms, airlines, and travel agencies
Software, courses, memberships, and marketplaces
Cigarettes, cigars, and related products
MCC 6211 — FX trading platforms
Prop trading firms and funded accounts
Skill-based gaming platforms and tournaments
Precious metals dealers and trading platforms
Licensed gambling and wagering operators
Contact us about your specific vertical
Each vertical is onboarded subject to compliance review and jurisdictional eligibility.
Clear settlement timelines so you can plan cash flow with confidence.
Every payment — card or crypto — moves through the same audited pipeline.
A streamlined Know Your Business process. Submit your documents and get approved quickly.
Upload KYB documents: company registration, director IDs, proof of address, and business licence.
Our compliance team reviews your documents, verifies beneficial ownership, and assesses eligibility.
Once all documents are verified, your merchant account is activated and you can start processing.
Approval is subject to all required documents being submitted and passing compliance review.
The questions merchants ask before they apply.
A Merchant of Record (MoR) is the legal entity responsible for a sale's payment: processing it, fighting fraud, handling chargebacks and refunds, and meeting regulatory obligations. With AssetPay as your MoR, that burden moves to us — you ship your product, we own the payment problem and pay you out cleanly.
Visa, Mastercard, Apple Pay and Google Pay in 17 fiat currencies, plus stablecoins — USDT on TRON and USDC on Base and Polygon — all through one hosted checkout.
Yes. We underwrite the full risk spectrum: e-commerce and SaaS through to forex/CFD, gambling, tobacco, skill gaming, precious metals, and prop trading. Regulated verticals must hold the licences required in the markets they serve, and every merchant passes KYB review.
Typically 3 business days once your KYB documents are in: company registration, director IDs, proof of address, and licences where applicable. See the KYB process above.
New merchants settle T+7 for the first four weeks, then upgrade automatically to T+3 rolling settlement. Qualifying merchants can settle in stablecoins (USDC/USDT) instead of fiat.
We do. Real-time risk screening and 3-D Secure happen before authorisation; dispute alerts, evidence collection, and representment run through your dashboard. You'll see everything, but the operational weight sits with AssetPay.
No. Card data is captured on our hosted checkout by PCI DSS-compliant partners and never touches your servers — keeping you out of PCI scope entirely.
Deposits are accepted only from the official USDT and USDC token contracts on each supported chain — an exact-match check on every incoming transaction. Each payment gets a unique deposit address, confirmations are enforced before funds count, and wallet screening runs against sanctions and illicit-funds lists.